Business Fair Konto

Business Fair Account

Your companion in self-employment

As self-employed doctor, freelance or individual entrepreneur, you need an account with customised solutions. Flexible account management for your business and personal accounts – including ATM and credit cards linked to the business and personal accounts as well as account management through office banking or online banking – allows easy, individual and cost-effective administration.

Your advantages

  • Product advantages

    Flat-rate package price for
    business and personal account

  • Product advantages

    Customer ATM card free of charge
    for the business and personal account

  • Product advantages

    Customer credit card free of charge
    for the business and personal account

Account management for business and private account
Maestro ATM card with standard transaction limit for one account holder of the
business and private account
PayLife Business Gold card for one account holder (with private credit card included
free of charge)
Account statements via self-service bank statement printer and Internet Banking for business and private account
Electronic postings, e.g. withdrawals at ATMs, card payments,
Quick chip loading, data carrier posting, direct debit posting
Online Banking transfer
Standing order posting, automatic transfer services
Business Fair Account: Overview of our services and prices (.pdf)
  • download
 
Standard interest rate for business and private account
Interest rate for business account by agreement 0.01% p.a. *
Debit rate 8.00% p.a. *
Overdraft rate 6.00% p.a.

*Interest rates are adjusted quarterly on the basis of the 3-month Euribor plus a mark-up (debit interest)/less a mark-down (credit interest less capital gains tax [KESt]). The agreed surcharge (interest on debit balances) is regarded as the minimum interest rate.

Account management charge EUR 20.74 per month (charged quarterly)
Cash withdrawal at cashier’s desk EUR 1.03
Cash payment into own account at cashier’s desk EUR 1.03
Transfer at cashier’s desk EUR 1.04
Express transfer EUR 9.85
Cash payment into own account at self-service terminal EUR 0.31
Cost reimbursement for processing instructions on accounts with
insufficient funds
Up to EUR 6.22
Bank statement Safe deposit box EUR 1.04
Bank statement Held at cashier’s desk for collection EUR 1.35
Bank statement Postal delivery domestic EUR 1.35
Bank statement Postal delivery abroad EUR 1.56
Payment printed receipt charge for cash payments at cashier’s desk - Anadi customer into another account at Anadi Bank  EUR 2.10
Payment printed receipt charge for cash payments at cashier’s desk - Anadi customer into an account at another bank EUR 3.10
 
Customer card
Maestro ATM card Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1.100 POS transaction limit per week. included for one account holder of the business and private account
Maestro ATM card Surcharge for cards with higher limits EUR 10.23 p.a.
Transaction charge for Maestro customer card - In non-EU countries and in foreign currencies - ATM withdrawal EUR 1.82 plus 0,75 % of the amount withdrawn/transaction
Transaction charge for Maestro customer card - In non-EU countries and in
foreign currencies - Card payment
EUR 1.09 plus 0,75 % of the amount withdrawn/transaction

Charged directly by the clearing bank Payment Services Austria GmbH.

If in the case of a cash withdrawal from a cash dispenser and/or payment with a bank card at a debit machine, irrespective of the country where the transaction is carried out and of the currency in which it is carried out, the customer is explicitly advised that the operator of the cash dispenser/debit machine charges a fee for the transaction, such fee shall be borne by the customer.
 

PayLife credit cards
PayLife Business Gold including insurance cover  included for one account holder (with private credit card included free of charge)
Cash withdrawals (PayLife) 3.30% of the amount withdrawn, EUR 3.50 minimum charge per withdrawal
Handling charge (PayLife): 1.65% of transactions and cash withdrawals in non-EU countries or in foreign currencies, with the exception of transactions/withdrawals of EUR in Norway, Iceland and Liechtenstein and of SEK within the EU.

The fees associated with these cards are charged directly by the credit card company.

 

 
 
E-business
 

Conduct your banking online
and provide yor customers with modern payment options.

 
 

 

You could also be interested in:

  • Office-Banking
    Office banking

    A platform to oversee and access all accounts.

  • International Cash Management
    International cash management

    Overview of all accounts.

  • POS Terminal
    POS terminals

    Greater security from less cash.

  • Zahlungsverkehr
    Payment transactions

    Payment at home and across borders.