Deposit guarantee schemes and investor compensation

Deposit guarantee schemes


In Austria, deposit guarantee schemes and investor compensation are regulated by the Federal Act on Deposit Guarantee Schemes and Investor Compensation [Bundesgesetz über die Einlagensicherung und Anleger -entschädigung bei Kreditinstituten (Einlagensicherungs- und Anlegerentschädigungsgesetz - ESAEG)]. The provisions of this Federal Act implement the corresponding EU directives in national law.

Every credit institution with registered office in Austria that wishes to accept customer deposits or provide investment services subject to guarantee obligations has to belong to one of these 5 protection schemes, otherwise its licence to accept customer deposits or provide investment services subject to a guarantee obligations will lapse.

Austrian Anadi Bank AG is a member of Einlagensicherung AUSTRIA GmbH

For the public seeking to invest, in regard to deposit guarantee schemes and investor compensation as envisaged in §§ 38 (2), 52 of the federal act on deposit guarantee schemes and investor compensation (.pdf)
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Frequently asked questions for deposit guarantee schemes and investor compensation (.pdf)
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