Anadi12 - Sparbuch

Anadi12 Savings Account

See for yourself how easy it is to save with the Anadi12 Savings Account.


With the Anadi12 savings account, you invest your money at a guaranteed fixed interest rate for 12 months. You retain financial flexibility, because you can also withdraw part amounts during the 12-month period.

Features
  • 12-month deposit period
  • Guaranteed interest rate of 0.22% p.a. less capital gains tax if you keep your money invested for the entire period
  • Minimum amount of EUR 2,500.00
  • No further amounts can be paid in during the 12-month period.
  • At the end of the investment period, the savings deposit automatically continues to earn interest at the applicable interest rate for savings deposits payable on demand, until you need your savings.
  • You can withdraw part amounts or your whole deposit before the end of the 12-month period at any time. If you do make a premature withdrawal, a penalty* is charged.
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    * If you make a premature withdrawal, a penalty is charged in accordance with § 32 (8) of the Austrian Banking Act (BWG) in the amount of 1 per mille of the amount withdrawn for each full month in which the commitment period has not been observed; a minimum interest rate of 0.10% p.a. is deemed agreed for part withdrawals or complete withdrawal of the deposit before the end of the 12-month period. Conditions apply until further notice. All information subject to change. Last updated: September 2016


     

More about the Anadi12 Savings Account

Special conditions for the „Anadi 12 Savings Account“

1. The “Anadi12-Savings Account” is a savings account with a fixed term of 12 months, starting on the date of opening of the account.

Payment into the “Anadi12-Savings Account” can only be made by a one-off deposit at the time the account is opened (minimum EUR 2,500.00). No further deposits can be made into an “Anadi12-Savings Account” after it has been opened.

3. The amount of the interest rate during the term of the account is clearly shown in the account book. If the deposit amount is not disposed of after the term has expired, it will continue to be held under the conditions applicable for savings deposits payable on demand at Austrian Anadi Bank AG, and at the interest rate applicable for savings deposits payable on demand, adjusted quarterly.

4. Part withdrawals or withdrawals of the entire deposit before the end of the term are possible at any time. In the event of premature withdrawal, penalty interest of 1/1000 of the withdrawal amount per complete month of the non-observed binding period is charged in accordance with § 32 (8) of the Austrian Banking Act (Bankwesengesetz). In any event, a minimum interest rate of 0.10% p.a. shall be deemed to be agreed for part withdrawals or withdrawals of the entire deposit before the end of the term.

5. Austrian Anadi Bank AG is entitled at any time to refuse acceptance of a deposit on a new “Anadi12-Savings Account” without statement of reasons, and to specify upper limits for deposit amounts.

6. In other respects the “General Conditions for Savings Deposits” as amended apply, which are made known by display at the counter in the business premises of Austrian Anadi Bank AG. Version: September 2016.

How secure is your account with Austrian Anadi Bank?
The Deposit Protection - don´t worry about your savings.

The statutory Deposit Protection secures your capital and your interest:

  • Savings accounts
  • Current accounts
  • Home buyers savings plans
     

Per investor and per bank up to a total amount of EUR 100,000.

Read more

FAQ

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