Wohnbaukredit

Mortgage Loan

Surprise your loved ones with a perfect home just for them


This is how favourably you can finance home ownership! Interest rate of 0.625% p.a., locked in for 3 years! So get rid of your rental agreement and start owning a home of your own. Let’s get everything set up for starting a new life in your own four walls.

Ensure attractive interest rates for your home financing now

Select the attractive fixed interest rate option with terms of 10, 15 or 20 years for your mortgage loan. Ensure favourable fixed interest rates for the coming years and eliminate worries about future interest rate hikes. Financing models with fixed interest periods offer security from adverse market fluctuations for a specific period and ensure long-term predictable rates.

The advantages for you

  • Product advantages

    Offer can be tailored to your specific needs
     

  • Product advantages

    Quick loan decision
     

  • All-round service (loan, subsidy, personal risk protection)


*Illustrative financing example: Assumption: Costs for the construction of an owner-occupied home EUR 250,000.00, financing amount EUR 170,000.00, ancillary costs and residual purchase price to be financed out of your own funds. Collateral: maximum amount mortgage on 130% of the loan amount. Based on a loan amount of EUR 170,000,00 and a term of 338 months, the monthly repayment amount is EUR 555.00 at a borrowing rate of 0.625% p.a. fixed for 3 years; thereafter the borrowing rate is 1.40% p.a. variable (indicator 3-month EURIBOR plus surcharge of 1.71 percentage points). The total loan amount comes to EUR 164,498.00, the total costs are EUR 38,918.00 (including interest, commission, taxes and costs of all kinds), the effective annual interest rate is 1.7440% p.a., the total amount to be paid is EUR 203,416.00, the processing fee (one-off) is EUR 2,550.00, the credit check fee (one-off) is EUR 20.00, the account management charge is EUR 54.93 p.a., the registration fee (one-off) is EUR 2,652.00, the Land Register enquiry fee (one-off) is EUR 30.00, and the valuation costs (one-off) are EUR 250.00. Offer valid until 30 June 2019 for new loans only – no internal loan restructuring arrangements. Cannot be combined with other Anadi home loan offers. Last updated: April 2019.