Anadi Pure-Konto - maximale Fairness

Anadi Pure Account

With the Anadi Pure account, you get maximum fairness.

 

The Anadi Pure account provides you with all the basic functions of a current account at reasonable cost, while still offering additional individual services. You only pay for what you actually use.
Special plus for salary and pension accounts: if your account costs exceed EUR 8.17 per month, you will still not pay more than EUR 8.17 per month with the Anadi PurePlus account.

 

 The choice is yours:

Anadi Pure Account

If you do not have any regular amounts being paid into your account in the form of wage/salary/pension payments, the Anadi Pure account is available to you.

You only pay for what you have used.

Account management fee EUR 3.06 p.m.
(charged quarterly)
Online banking & app with tresorTAN
Account statement in online banking
Set-up, change and deletion of standing orders via online banking
Overdraft facility of up to 3 times the monthly net income available (max. EUR 20,000).**
The Anadi Pure account can also be used as a foreign currency account***.
Anadi PurePlus Account

If you have regular amounts being paid into your account in the form of wage/salary/pension payments, you can benefit from a ceiling amount* for the account management fee and posting items. You pay a maximum of EUR 8.17 p.m. for your account management, even if you use the account more extensively.

Account management fee of EUR 3.06 p.m., max. EUR 8.17 p.m. (charged quarterly)
Online banking & app with tresorTAN
Account statement in online banking
Set-up, change and deletion of standing orders via online banking
Overdraft facility of up to 3 times the monthly net income available (max. EUR 20,000).**
Favourable individual price for automated transactions and transactions at self-service terminals (EUR 0.40)


*The ceiling amount only applies to salary and pension accounts into which regular wage/salary/pension amounts are paid in, and only with regard to the account management fee and posting items (automated transactions and transactions at self-service terminals, excluding costs arising from counter transactions and annual card fees). The ceiling amount is charged quarterly to the account. If the account is used as a private current account without any regular wage/salary/pension amounts being paid into the account, or if, in the case of salary/pension accounts, these amounts are not paid in on a monthly basis in the context of the ongoing business relationship, the charges are applied in the regular manner, without any ceiling amount, from the first day of the following month.
**Subject to a positive credit assessment and regular payments into the account in the form of salary/wage/pension.
***The Anadi Pure account can also be used as a foreign currency account. In that case, the costs and fees as indicated will be charged at the respective foreign currency exchange rate without application of the ceiling amount.


An overdraft facility gives you
more financial freedom.

Upon request you will receive an overdraft facility of up to three times
your monthly net salary (maximum overdraft amount EUR 20,000).

 

Online Banking & tresorTAN App

Banking that is perfect for you. Simple and innovative,
using your desktop, laptop, smarthpone or tablet.

With the free tresorTAN signing method, we provide you with
an easy and secure signing method for your orders.



Free credit card

To give you more flexibility when making payments, you
will receive a credit card.


More Information

Credit rate 0.01% p.a. less. capital gains tax*
Debit rate 11,70% p.a.*
Overdraft rate 5.00% p.a.
 
Account management fee per month (charged quarterly) EUR 3.06
Ceiling amount for account management and automated/self-service transactions* EUR 8.17
Automated transactions such as cash withdrawals at ATMs, payment at POS terminals, transfers in online banking,
standing order and direct debit transfers
EUR 0.40
Transaction at self-service terminals EUR 0.40
Transaction at the counter (e.g. transaction, cash payment) EUR 1.94
Account statements via self-service bank statement printer EUR 0.40

*The ceiling amount only applies to salary and pension accounts into which regular wage/salary/pension amounts are paid in, and only with regard to the account management fee and posting items (automated transactions and transactions at self-service terminals, excluding costs arising from counter transactions and annual card fees). The ceiling amount is charged quarterly to the account. If the account is used as a private current account without any regular wage/salary/pension amounts being paid into the account, or if, in the case of salary/pension accounts, these amounts are not paid in on a monthly basis in the context of the ongoing business relationship, the charges are applied in the regular manner, without any ceiling amount, from the first day of the following month.

 
Customer Card
Maestro ATM card free of charge for one account holder with standard transaction limit. Standard transaction limit: up to EUR 400 ATM card limit per day and up to EUR 1,100 POS terminal limit per week for one account holder EUR 27.95 p.a.
Transaction charge for Maestro customer card - In non-EU countries and in foreign currencies - ATM withdrawal* EUR 1.82 plus 0.75% of the amount withdrawn/transaction
Transaction charge for Maestro customer card - In non-EU countries and in
foreign currencies - Card payment*
EUR 1.09 plus 0.75% of the payment amount/transaction

*Charged directly by the clearing bank Payment Services Austria GmbH.

Not included are any third-party fees agreed by the customer for cash disbursements at ATMs in Austria and abroad and fees charged by foreign POS terminals or ATM operators abroad. The fee is charged to the cardholder’s checking account together with the disbursement or payment amount.

For customer cards, the "Customer Guidelines for the Card Service and the Contactless Function" apply.

Customer Guidelines for the Card Service and the Contactless Function(.pdf)
  • download
 

Please note that the charges for ongoing services will be adjusted to the national consumer price index with effect from 1 April 2019. For any further queries, your account manager or our Customer Care Center will be happy to assist you either by telephone on +43 (0)50202-0 or by email at austrian@anadibank.com.

Terms and Conditions for the Anadi Pure the Anadi PurePlus account (.pdf)
  • download

The above prices and services are purely an extract from the currently applicable notice of charges pursuant to § 35 of the Austrian Banking Act [BWG] as charged by Austrian Anadi Bank AG, which is available for inspection in the counter area. 

 

More about Anadi Pure and Anadi PurePlus Account

Freedom à la carte – with your credit card.

With the Anadi Pure account and the Anadi PurePlus account you can apply for your individual credit card* easily and quickly at any time.

The key information about your credit card can be found here:*

  • Means of payment which is welcome all over the world
  • Pay for goods and services up to 5 weeks later
  • Monthly easy-to-view transaction summary
  • Secure Internet access when you are on the move, with 3D-Secure authentication
  • Convenient option to use your PIN code instead of your signature for making payments – choosing your own PIN makes it easier to remember the code**
  • Worldwide comprehensive travel insurance cover (also available for travelling within Austria, even if the trip has not been paid for with the credit card)**
  • SOS key – 24-hour emergency hotline for prompt assistance**
  • Purchase protection for 45 days after purchase**
  • Additional cards available to family members under top conditions
  • Benefit from regular discounts on cultural, lifestyle and holiday offerings.
     

*The issuing of a credit card is in particular subject to a positive credit assessment.
**Product features and scope depend on the card product selected – details are provided in the information for each product.

SEPA – a single Euro Payment Area

SEPA (Single Euro Payments Area) refers to an area in which consumers, business owners and other economic operators can make and receive EURO-payments; regardless of the country where they take place. The same basic conditions, rights and obligations shall apply to cross-border payments within the same country. Carry out your EURO transactions within the SEPA countries under uniform conditions as easily and securely as domestic transactions!

  • Easy purchase of goods and services in the SEPA area with uniform payment terms and uniform legal framework. This is regulated in Austria under the Payment Services Act.
  • Cross-border payments and direct debits are standardised in the SEPA area.
  • Shorter implementation times for SEPA payments.
     
Payments at home:
  • Transfer: SEPA-paymentorder
  • Domestic Express Payment: Transfer amount is credited to the recipient on the same day. Particularly suitable when the time factor plays a crucial role (e.g. overdue tax office payments).
  • Standing Order.
  • Direct Debit: SEPA Direct Debit
     
Foreign Payments:
  • Payments abroad or foreign currency payments in Austria.
  • International Bank transfer.
  • Express payment abroad.
  • Standing order.
     
What new features does SEPA offer for you as a customer?
  • Consumers will only need an account at the Austrian Anadi Bank AG. From this account, all transfers, direct debits and card payments in the single European market can be processed in the same efficient manner as domestic payments.
  • People who do not live, work or study in their home country, need no additional account besides their account at the Austrian Anadi Bank AG within the SEPA member states.
  • The use and acceptance of payment cards will be more efficient, as consumers can use the same card within the SEPA area.
     
General information on payment services for consumers (.pdf)
  • download
How secure is your account with Austrian Anadi Bank?
You can rest assured about the money in your current account.

The statutory deposit guarantee system protects your capital and interest in:

  • savings accounts
  • current accounts
  • building savings accounts

up to a total amount of EUR 100,000.00 per depositor per insured bank.

Learn more about the statutory deposit guarantee.

Read more
Changing accounts is quick and easy.
You want to become a customer of the Anadi Bank? We will handle the account switch as quickly and easily as possible in a competent way, free of charge and without the bureaucracy.

The current account is the basis for all of your financial cash flow. This includes cash withdrawals, deposits, transfers and much more. All this must be perfectly adapted to your personal needs, to operate seamlessly and ultimately save time. Switch your current account to the Anadi Bank today and reap the benefits from the get go.

We will do all the paperwork for you and in absolutely no time at all you can enjoy the features of your new account.

Switching accounts includes the following services free of charge:

  • All communication with your existing bank.
  • Closing the account at the existing bank.
  • Selection of a tailor-made account to meet your personal needs.
  • Opening the new account, including e - banking access and card request.
  • Setting up standing orders.
  • Payers who make recurring incoming transfers to their account (e.g. salary/pension payment agencies) and payees who collect cash amounts by direct debit (e.g. insurance companies, telephone suppliers etc.) are informed by us concerning the new bank account.
     
Information concerning the account switching service of Austrian Anadi Bank AG for consumers as envisaged in § 15 of the Austrian Consumer Payment Account Act (VZKG) (.pdf)
  • download

FAQ

 

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