Anadi Online Time Deposit
The best interest rate for your savings
Saving now pays off again! And with Anadi Bank, it reaches new heights: 0.8% p.a.* for 12 months. Secure this special interest rate for your money now. With online Online Video Legitimization, you can open an account in no time at all.
A fixed term investment and attractive interest rates for your money with adherence to the maturity period.
The compound interest effect. In the case of maturity periods of more than one year, you benefit from the compound interest effect without additional costs.
No fees. Account management, Online Banking & App, electronic account statements (pdf), Anadi Online Savings – all free of charge.
P.A. less capital Gain Tax
P.A. less capital Gain Tax
1. Fill out the account application online
Fill out the account application online. This saves you valuable time.
2. How do you want to legitimize yourself?
Online video identity verification
Simple, fast and safe. In just a few steps you can confirm your identity online on your computer oder mobile device (tablet or smartphone)
Documents suitable for online video legitimization are a valid passport, personal ID card or EU driving licence card.
The next step
After you have identified yourself via online video identity verification, you get your personal account application form sent to you in your online banking. Download the forms, sign and return them to us in online banking.
Alternatively, you can also digitally sign the account application forms using your existing "Handy-Signature".
Identity verification by post
OR, you decided in favour of the identity verification by post. Then you will receive your account application forms by registered mail.
Documents suitable for identity verification by post are a valid passport or personal ID card.
The next step
With the identity verification by post you receive the account application forms by registered post. Return the completed documents to us with a copy of your valid photo ID (passport or personal ID card) in the free Anadi envelope.
As soon as we have received your completed application forms and reviewed them, your online-savings account is activated. We inform you when the starting date for using your online savings account is.
4. Automatic direct debit and transferAfter activation, we carry out a direct debit to the reference account you specified (an Austrian current account in your name) and credit the money to your Anadi Online Savings account (time deposit clearing account). Please ensure that the reference account you provided is active; otherwise it cannot be automatically debited. Afterwards a transfer of a sum from your Online Savings account (time deposit clearing account) to your Anadi Online Time Deposit and your Online Time Deposit becomes active.
Please note the following preconditions for opening an online time deposit:
Minimum and Maximum investment
The Online Time Deposit is a limited term deposit with a one-time payment of a minimum of EUR 2,500.00 and a maximum of EUR 500,000.00 (per client and time deposit campaign) at the beginning of the term and with a fixed interest rate for the agreed-upon term
- Private persons
- 18 years of age
- Main residence in Austria
- Owner of an Austrian current account in your own name
- Opened on your own account, meaning that the Anadi Online Savings account cannot be opened in anyone else’s name
- Suitable documents for legitimation:
- In case of online video legitimization: valid photo ID (passport, personal ID card or EU driver's license card)
- In case of confirmation of identity by post: valid photo ID (passport or personal ID card)
- When opening an Online Time Deposit, an account is also opened up within the framework of the Anadi Online Savings account, Anadi Online Savings Account which serves the purpose of a time deposit clearing account, and through which your Online Time Deposit is cleared.
Information about interest rates:
Interest accrual begins with the deposit of the invested sum on your Online Time Deposit and ends on the last day of the agreed upon term. The Online Time Deposit is balanced with additional interest accrual for the respective past year after each completed year and from the date the invested sum is credited to the Online Time Deposit.
Your possibilities before term end
If, at the end of the term, you want to reinvest the entire amount or a partial amount, then you have the possibility to extend your existing Online Time Deposit up to 24 hours before the termination of the Time Deposit. For this purpose, you can find the option “Prolongation” under the Time Deposit menu and define the kind of prolongation (once or automatically), the term and the investment amount. In the course of prolongation, your time deposit will be balanced and the amount you newly define will be invested.
|Account opening via Online Banking||free of charge|
|Account management||free of charge|
|Account closure||free of charge|
|Deposits and withdrawals via Online Banking||free of charge|
|Change of reference account||free of charge|
|Changes in personal details||free of charge|
|Minimum (per time deposit tranche and per customer)||EUR 2,500.00|
|Maximum (per time deposit tranche and per customer)||EUR 500,000.00|
Opening Anadi Online Time Deposit - a stone´s throw away.
Capture attractive interest rates with a simple mouse click now.
Open Anadi online time deposit quicker than ever with online video legitimization!
More about Anadi Online Time Deposit
Below we have the most important information for you to download:
You have already activated the Handy-Signatur (Source: A-Trust Gesellschaft für Sicherheitssysteme im elektronischen Datenverkehr GmbH) and identified yourself with the Anadi Online Video Legitimization. Perfect.
You are only a stone’s throw away from your Anadi online time deposit.
You receive your personal account application forms from us sent to you in your Online Banking. Download the forms and sign them with Handy-Signatur before sending them back to us in Online Banking.
The next step
As soon as we have received your completed application forms and reviewed them, your online savings account is activated. We’ll inform you as soon as your online time deposit is good to go.
The Customer Care Center is glad to help you at the telephone number +43 (0)50202 0 from Monday to Friday from 7:30 am to 6:00 pm.
In case anything has changed in your details, we have prepared an amendment form for you.
The provisions of the "Kontoeröffnungsantrag Online-Festgeld & Online-Sparen" (Application for opening an Online Time Deposit & Online Saving) , "Kontoeröffnungsantrag Online-Festgeld" (Application for opening an Online-Time Deposit) and the "Einzelauftrag zur Anlage eines Online Festgeld" (Single instruction to set up an Online Time Deposit) apply exclusively. Latest updated November 2018.