Anadi Online Savings Account
Get rich spoils at a simple mouse click now.
Benefit now from 0.44 % p.a. interest rate less capital gains tax on your deposit capital with Anadi online savings account. Secure great advantages for yourself quite comfortably and free of charge with a mouse click. From home, or wherever you happen to have time and feel like saving at the moment. Flexible, simple and always available – starting with the first Euro.
Save yourself valuable time with Online Video Legitimization and open an online savings account even faster than before.
Promotional interest rate of 1.01% for new customers. New customers of Anadi Bank enjoy a promotional interest rate of 1.01% p.a. less capital gains tax for the first 3 months. Read more.
Your advantages. For your savings goal.
A golden interest rate less capital gains tax . Flexible deposits and no fixed terms. Available at any time you want your money.
Account management, online banking & app, electronic account statements (pdf) – free of charge.
Simply and comfortably save with online banking & app
1. Fill out the account application online
Fill out the account application online. This saves you valuable time.
2. How do you want to legitimize yourself?
Online video identity verification
Simple, fast and safe. In just a few steps you can confirm your identity online on your computer oder mobile device (tablet or smartphone)
Documents suitable for online video legitimization are a valid passport, personal ID card or EU driving licence card.
The next step
After you have identified yourself via online video identity verification, you get your personal account application form sent to you in your online banking. Download the forms, sign and return them to us in online banking.
Alternatively, you can also digitally sign the account application forms using your existing "Handy-Signature".
Identity verification by post
OR, you decided in favour of the identity verification by post. Then you will receive your account application forms by registered mail.
Documents suitable for identity verification by post are a valid passport or personal ID card.
The next step
With the identity verification by post you receive the account application forms by registered post. Return the completed documents to us with a copy of your valid photo ID (passport or personal ID card) in the free Anadi envelope.
As soon as we have received your completed application forms and reviewed them, your online-savings account is activated. We inform you when the starting date for using your online savings account is.
Please note the following requirements for opening an online savings account:
- Private persons
- 18 years of age
- Main place of residence in Austria
- Owner of an Austrian current account in your own name
- Opened on your own account, meaning that the online savings account can not be opened in anyone else’s name
- Suitable documents for legitimation:
- In case of online video legitimization: valid photo ID (passport, personal ID card or EU driver's license card)
- In case of confirmation of identity by post: valid photo ID (passport or personal ID card)
|Basic interest rate (minimum annual interest rate) p.a.||0.01%|
|Voluntary bonus interest rate p.a.||0.43%|
|Overall interest rate p.a.||0.44% less CGT|
Information concerning interest payable on the credit balance of an Anadi online savings account:
The overall interest rate is made up of a basic annual interest rate (minimum interest rate) plus a voluntary bonus annual interest rate which is added to the basic interest rate. The two rates together form the overall interest rate. The basic interest rate is the minimum interest rate in the amount of 0.01% per annum. The interest on an Anadi online savings account cannot ever fall below the basic interest rate.
The bonus interest rate is a voluntary additional interest rate paid by Austrian Anadi Bank AG. Customers have no legal entitlement to this bonus interest rate, which is variable and is calculated at the start of the agreement on the basis of the Anadi Bank Conditions for the Anadi online savings account. Customers will be informed about changes to the bonus interest rate 14 days before the changes become applicable, by email or via the website.
Maximum Deposit Limit
Please note that you may not deposit more than EUR 500,000 per person in your Anadi online savings account.
|Account opening via online banking||free of charge|
|Account management||free of charge|
|Account closure||free of charge|
|Deposits and withdrawals via online banking||free of charge|
|Change of reference account||free of charge|
|Changes in personal details||free of charge|
|Minimum deposit per customer (max. five accounts per customer)||EUR 0,00|
|Maximum deposit per customer (max. five accounts per customer)||EUR 500,000.00|
|Costs of retransfer if maximum deposit is exceeded by disposal (earned interest not taken into account)||EUR 4.11|
|Account settlement||annually per 31.12.|
|Commitment periode||payable on demand|
Opening Anadi Online Savings Account - a stone´s throw away.
Get rich spoils easily
Open Anadi online savings account quicker than ever with online video legitimization!
More about Anadi Online Savings Account
Below we have the most important information for you to download:
You have already activated the Handy-Signatur (Source: A-Trust Gesellschaft für Sicherheitssysteme im elektronischen Datenverkehr GmbH) and identified yourself with the online video legitimization. Perfect.
You are only a stone’s throw away from your Anadi online savings account.
You receive your personal account application forms from us sent to you in your Online Banking. Download the forms and sign them with Handy-Signatur before sending them back to us in Online Banking.
The next step
As soon as we have received your completed application forms and reviewed them, your online savings account is activated. We’ll inform you as soon as your online savings account is good to go.
The Customer Care Center is glad to help you at the telephone number +43 (0)50202 0 from Monday to Friday from 8:00 am to 4:30 pm.
In case anything has changed in your details, we have prepared an amendment form for you.
The provisions of the "Kontoeröffnungsantrag Online-Sparen" (Application for opening an Online Saving) and the "Terms and conditions for Online Saving" apply exclusively. Last updated: April 2019.