Business Fair Konto

Business Fair Account

Your companion in self-employment

As self-employed doctor, freelance, individual-, small and medium entrepreneur, you need an account with customised solutions. Flexible account management for your business and personal accounts – including Maestro ATM card and credit cards linked to the business accounts as well as account management through Office Banking or Internetbanking – allows easy, individual and cost-effective administration.

Your advantages

  • Product advantages

    Flat-rate package price for your
    business

  • Product advantages

    Maestro ATM card standard transaction limit with standard transaction limit for one account holder free of charge
     

  • Product advantages

    Customer credit card free of charge
    for one account holder

Maestro ATM card with standard transaction limit Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1,100.00 POS transaction limit per week for one account holder
Account statements via self-service bank statement printer and internetbanking
Internetbanking & App
PayLife Business Gold card for one account holder
Set-up, change or deletion of standing orders via Internetbanking
 

Interest rate for business account by agreement

Standard interest rate:

Credit rate 0.01% p.a.*
Debit rate 8.00% p.a. *
Overdraft rate         6.00% p.a.

*Interest rates are adjusted quarterly on the basis of the 3-month Euribor plus a mark-up (debit interest) / less a mark-down (credit interest less capital gains tax [KESt]). The agreed surcharge (interest on debit balances) is regarded as the minimum interest rate.

Account management charge EUR 65.89 quarterly
Cash withdrawal at cashier’s desk EUR 1.08
Cash payment into own account at cashier’s desk EUR 1.08
Transfer at cashier’s desk EUR 1.09
Express transfer EUR 10.73
Cash payment into own account at self-service terminal EUR 0.34
Information about non-execution or cost reimbursement for execution of a payment order due to insufficient funds (If the payment order is executed in customer’s interest (e.g. to pay rent)). EUR 4.11
Non-execution of standing order due to insufficient funds EUR 7.14
Bank statement held at cashier’s desk for collection EUR 1.09
Bank Statement postal delivery domestic EUR 1.43
Bank Statement postal delivery abroad EUR 1.66
Payment printed receipt charge for cash payments at cashier’s desk - Anadi customer into another account at Anadi Bank  EUR 6.00
Payment printed receipt charge for cash payments at cashier’s desk Anadi customer into an account at another bank EUR 6.00
 
Customer card
Maestro ATM card with standard transaction limit Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1,100.00 POS transaction limit per week for one account holder of the business and private account included
Further Maestro ATM card with standard transaction limit Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1,100.00 POS transaction limit per week EUR 28.56 p.a.
Maestro ATM card surcharge for cards with higher limit higher limit: All transactions exceeding the limit of EUR 400.00 cash withdrawal per day and up to EUR 1.100,00 at POS transaction limit per week EUR 10.83 p.a.
Reorder of Maestro ATM card with unchanged sequence number EUR 10.98
Reorder of Maestro ATM card with new sequence number EUR 28.56
Transaction charge for Maestro ATM card - In non-EU countries and in foreign currencies - ATM withdrawal* EUR 1.82 plus 0,75 % of the amount withdrawn/transaction
Transaction charge for Maestro ATM card - In non-EU countries and in foreign currencies - card payment* EUR 1.09 plus 0.75% of the payment amount/transaction

*Charged directly by the clearing bank Payment Services Austria GmbH.

Not included are any third-party fees agreed by the customer for cash disbursements at ATMs in Austria and abroad and fees charged by foreign POS terminals or ATM operators abroad. The fee is charged to the cardholder’s checking account together with the disbursement or payment amount.

PayLife credit cards
PayLife Business Gold including insurance cover  included for one account holder (with private credit card included free of charge)
Further PayLife Business Gold including insurance cover  EUR 64.00 p.a.
Cash withdrawals (PayLife): 3.30% of the amount withdrawn, EUR 3.50 minimum charge per withdrawal
Handling charge (PayLife): 1.65% of transactions and cash withdrawals in non-EU countries or in foreign currencies, with the exception of transactions/withdrawals of EUR in Norway, Iceland and Liechtenstein and of SEK within the EU.

The fees associated with these cards are charged directly by the credit card Company.

Business Fair Account: Overview of our services and prices (.pdf)
  • download

The above prices and services are purely an extract from the currently applicable schedule of fees and charges for non-consumers, which can be obtained from your customer service representative.

 

E-business

Conduct your banking online
and provide your customer with
modern payment orders.

 

 
 

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