Business Fair Account
Your companion in self-employment
As self-employed doctor, freelance or individual entrepreneur, you need an account with customised solutions. Flexible account management for your business and personal accounts – including ATM and credit cards linked to the business and personal accounts as well as account management through office banking or online banking – allows easy, individual and cost-effective administration.
Flat-rate package price for
business and personal account
Customer ATM card free of charge
for the business and personal account
Customer credit card free of charge
for the business and personal account
|Account management for business and private account|
|Maestro ATM card with standard transaction limit for one account holder of the
business and private account
|PayLife Business Gold card for one account holder (with private credit card included
free of charge)
|Account statements via self-service bank statement printer and Internet Banking for business and private account|
|Electronic postings, e.g. withdrawals at ATMs, card payments,
Quick chip loading, data carrier posting, direct debit posting
|Online Banking transfer|
|Standing order posting, automatic transfer services|
|Interest rate for business account by agreement||0.01% p.a. *|
|Debit rate||8.00% p.a. *|
|Overdraft rate||6.00% p.a.|
*Interest rates are adjusted quarterly on the basis of the 3-month Euribor plus a mark-up (debit interest)/less a mark-down (credit interest less capital gains tax [KESt]). The agreed surcharge (interest on debit balances) is regarded as the minimum interest rate.
|Account management charge||EUR 20.74 per month (charged quarterly)|
|Cash withdrawal at cashier’s desk||EUR 1.03|
|Cash payment into own account at cashier’s desk||EUR 1.03|
|Transfer at cashier’s desk||EUR 1.04|
|Express transfer||EUR 9.85|
|Cash payment into own account at self-service terminal||EUR 0.31|
|Cost reimbursement for processing instructions on accounts with
|Up to EUR 6.22|
|Bank statement Safe deposit box||EUR 1.04|
|Bank statement Held at cashier’s desk for collection||EUR 1.35|
|Bank statement Postal delivery domestic||EUR 1.35|
|Bank statement Postal delivery abroad||EUR 1.56|
|Payment printed receipt charge for cash payments at cashier’s desk - Anadi customer into another account at Anadi Bank||EUR 2.10|
|Payment printed receipt charge for cash payments at cashier’s desk - Anadi customer into an account at another bank||EUR 3.10|
|Maestro ATM card Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1.100 POS transaction limit per week.||included for one account holder of the business and private account|
|Maestro ATM card Surcharge for cards with higher limits||EUR 10.23 p.a.|
|Transaction charge for Maestro customer card - In non-EU countries and in foreign currencies - ATM withdrawal||EUR 1.82 plus 0,75 % of the amount withdrawn/transaction|
|Transaction charge for Maestro customer card - In non-EU countries and in
foreign currencies - Card payment
|EUR 1.09 plus 0,75 % of the amount withdrawn/transaction|
Charged directly by the clearing bank Payment Services Austria GmbH.
If in the case of a cash withdrawal from a cash dispenser and/or payment with a bank card at a debit machine, irrespective of the country where the transaction is carried out and of the currency in which it is carried out, the customer is explicitly advised that the operator of the cash dispenser/debit machine charges a fee for the transaction, such fee shall be borne by the customer.
|PayLife Business Gold including insurance cover||included for one account holder (with private credit card included free of charge)|
|Cash withdrawals (PayLife)||3.30% of the amount withdrawn, EUR 3.50 minimum charge per withdrawal|
|Handling charge (PayLife):||1.65% of transactions and cash withdrawals in non-EU countries or in foreign currencies, with the exception of transactions/withdrawals of EUR in Norway, Iceland and Liechtenstein and of SEK within the EU.|
The fees associated with these cards are charged directly by the credit card company.
Conduct your banking online
and provide your customer with
modern payment orders.
Switch to Anadi Bank now.
With our experts responsible for business clients, you will have a strong, skilled and reliable partner at your side and you will benefit from our specialised knowledge and our network.