Business Fair Account
Your companion in self-employment
As self-employed doctor, freelance or individual entrepreneur, you need an account with customised solutions. Flexible account management for your business and personal accounts – including Maestro ATM card and credit cards linked to the business and personal accounts as well as account management through Office Banking or Online Banking – allows easy, individual and cost-effective administration.
Flat-rate package price for
business and personal account
Maestro ATM card free of charge
for the business and personal account
Customer credit card free of charge
for the business and personal account
|Free private account|
|Maestro ATM card with standard transaction limit Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1,100.00 POS transaction limit per week for one account holder of the business and private account|
|Account statements via self-service bank statement printer and Online Banking for business and private account|
|Electronic postings, e.g. withdrawals at ATMs, card payments, data carrier posting, direct debit posting|
|Online Banking transfer|
|PayLife Business Gold card for one account holder (with private credit card included free of charge)|
|Interest rate for business account by agreement||0.01% p.a. *|
|Debit rate||8.00% p.a. *|
|Overdraft rate||6.00% p.a.|
*Interest rates are adjusted quarterly on the basis of the 3-month Euribor plus a mark-up (debit interest)/less a mark-down (credit interest less capital gains tax [KESt]). The agreed surcharge (interest on debit balances) is regarded as the minimum interest rate.
|Account management charge||EUR 21.01 per month (charged quarterly)|
|Cash withdrawal at cashier’s desk||EUR 1.04|
|Cash payment into own account at cashier’s desk||EUR 1.04|
|Transfer at cashier’s desk||EUR 1.04|
|Express transfer||EUR 9.85|
|Cash payment into own account at self-service terminal||EUR 0.31|
|Cost reimbursement for processing instructions on accounts with insufficient funds up to||EUR 6.30|
|Bank statement Safe deposit box||EUR 1.04|
|Bank statement held at cashier’s desk for collection||EUR 1.37|
|Bank Statement postal delivery domestic||EUR 1.37|
|Bank Statement postal delivery abroad||EUR 1.56|
|Payment printed receipt charge for cash payments at cashier’s desk - Anadi customer into another account at Anadi Bank||EUR 2.10|
|Payment printed receipt charge for cash payments at cashier’s desk Anadi customer into an account at another bank||EUR 3.10|
|Night deposit box per case||EUR 1.04 daily|
|Night deposit flat fee||EUR 47.30 per quarter|
|Key security deposit||EUR 50,00|
|Maestro ATM card with standard transaction limit Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1,100.00 POS transaction limit per week for one account holder of the business and private account||included|
|Further Maestro ATM card with standard transaction limit Standard transaction limit: up to EUR 400.00 cash withdrawal per day and up to EUR 1,100.00 POS transaction limit per week||EUR 27.32 p.a.|
|Maestro ATM card surcharge for cards with higher limit higher limit: All transactions exceeding the limit of EUR 400.00 cash withdrawal per day and up to EUR 1.100,00 at POS transaction limit per week||EUR 10.36 p.a.|
|Reorder of Maestro ATM card with unchanged sequence number||EUR 10.50|
|Reorder of Maestro ATM card with new sequence number||EUR 27.32|
|Customer card for printing statements (without ATM function)||EUR 10.36 p.a.|
|Reorder of customer card for printing statements (without ATM function)||EUR 5.26|
|Transaction charge for Maestro ATM card - In non-EU countries and in foreign currencies - ATM withdrawal*||EUR 1.82 plus 0,75 % of the amount withdrawn/transaction|
|Transaction charge for Maestro ATM card - In non-EU countries and in foreign currencies - card payment*||EUR 1.09 plus 0,75 % of the amount withdrawn/Transaction|
Charged directly by the clearing bank Payment Services Austria GmbH.
If in the case of a cash withdrawal from a cash dispenser and/or payment with a bank card at a debit machine, irrespective of the country where the transaction is carried out and of the currency in which it is carried out, the customer is explicitly advised that the operator of the cash dispenser/debit machine charges a fee for the transaction, such fee shall be borne by the customer.
|PayLife Business Gold including insurance cover||included for one account holder (with private credit card included free of charge)|
|Cash withdrawals (PayLife):||3.30% of the amount withdrawn, EUR 3.50 minimum charge per withdrawal|
|Handling charge (PayLife):||1.65% of transactions and cash withdrawals in non-EU countries or in foreign currencies, with the exception of transactions/withdrawals of EUR in Norway, Iceland and Liechtenstein and of SEK within the EU.|
The fees associated with these cards are charged directly by the credit card Company.
The above prices and services are purely an extract from the currently applicable notice of charges pursuant to § 35 of the Austrian Banking Act [BWG] as charged by Austrian Anadi Bank AG, which is available for inspection in the counter area.
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