Anadi Online-Sparen Aktion

New customer offer: Anadi Online Savings

Enjoy a promotional interest rate of 1.01% less capital gains tax for the first 3 months.


Switch to Anadi Bank now and enjoy the benefits of an Anadi online savings account (demand deposit). Your deposit will earn a promotional interest rate of 1.01% less capital gains tax for the first three months. You can open an Anadi online savings account easily and free of charge online, whenever it is convenient for you. You will have unlimited access to your funds, right from day one.

Get these great benefits easily and free of charge at the click of a mouse.
 

Your advantages.

  • Product advantages

    A golden interest rate of 1,01% less capital gains tax for the first 3 months.

  • Product advantages

    Account management, online banking & app, electronic account statements (.pdf) – all free of charge.

  • No initial deposit.
    Flexible deposits and no fixed terms. 
     

Open an account now

1. Fill out the account application online

Fill out the account application online. This saves you valuable time.

2. How do you want to legitimize yourself?


Online video identity verification

Video legitimizationSimple, fast and safe. In just a few steps you can confirm your identity online on your computer oder mobile device (tablet or smartphone)

Documents suitable for online video legitimization are a valid passport, personal ID card or EU driving licence card.

The next step
After you have identified yourself via online video identity verification, you get your personal account application form sent to you in your online banking. Download the forms, sign and return them to us in online banking.

Alternatively, you can also digitally sign the account application forms using your existing "Handy-Signature".

Identity verification by post

BriefwechselverfahrenOR, you decided in favour of the identity verification by post. Than you will receive your account application forms by registered mail.

Documents suitable for identity verification by post are a valid passport or personal ID card.

The next step
With the identity verification by post you receive the account application forms by registered post. Return the completed documents to us with a copy of your valid photo ID (passport or personal ID card) in the free Anadi envelope. 

3. Activation

As soon as we have received your completed application forms and reviewed them,  your online-savings account is activated. We inform you when the starting date for using your online savings account is.

 

Please note the following requirements for opening an online savings account::

  • Special offer for new customers
  • Private persons
  • 18 years of age
  • Main place of residence in Austria
  • Owner of an Austrian current account in your own name
  • Opened on your own account, meaning that the online savings account can not be opened in anyone else’s name
  • For identification, an appropriate, valid photo ID (passport, personal ID card or EU driving licence card)
Basic annual interest rate (minimum annual interest rate) p.a. 0.01%
Voluntary bonus interest rate p.a. 0.43% 
Overall interest rate p.a. 0.44% less CGT 
 
Information concerning interest payable on the credit balance of an Anadi online savings account

The campaign interest rate in the amount of 1.01% p.a. less CGT applies exclusively to new customers of Austrian Anadi Bank AG (hereinafter: "Anadi Bank”) for the first three months after the opening (activation) of an online savings account. At the end of the first three months, the promotional interest rate will be changed to the standard overall interest rate as applicable at that time.

The overall interest rate is made up of a basic interest rate (minimum interest rate) p.a. plus a voluntary bonus interest rate p.a., which is added to the basic interest rate.

The basic interest rate is the minimum interest rate in the amount of 0.01% p.a. The interest paid on the online savings account cannot ever fall below the basic interest rate.

The bonus interest rate is a voluntary additional interest rate paid by Anadi Bank. Customers have no legal entitlement to this bonus interest, which is variable and is calculated at the start of the agreement on the basis of the “Terms and Conditions for Online Saving”. Customers will be informed about changes to the bonus interest rate 14 days before the changes become applicable, by electronic means (message in Online Banking and information on the Anadi Bank website – anadibank.com). The customer can terminate their agreement free of charge during this 14-day period.

Maximum Deposit Limit

Please note that you may not deposit more than EUR 500,000 per person in your Anadi online savings account.

Terms and conditions for Online Saving (.pdf)
  • download
 
Account opening via online banking free of charge
Account management free of charge
Account closure free of charge
Deposits and withdrawals via online banking free of charge
Change of reference account free of charge
Changes in personal details free of charge
Minimum deposit per customer (max. five accounts per customer) EUR 0.00
Maximum deposit per customer (max. five accounts per customer) EUR 500,000.00
Costs of retransfer if maximum deposit is exceeded by disposal (earned interest not taken into account) EUR 4.11
Account settlement annually per 31.12.
Commitment period payable on demand
 
Terms and conditions for Online Saving (.pdf)
  • download
Terms and conditions for Online Banking (.pdf)
  • download
 
 
 
 

More about Anadi Online Savings Account

Customer information and conditions

Below we have the most important information for you to download:

General terms of business of Austrian Anadi Bank AG (.pdf)
  • download
Terms and conditions  for the Online Saving (.pdf)
  • download
Terms and conditions for Online Banking (.pdf)
  • download
Information concerning the Austrian Distance Financial Services Act (FernFinG) Anadi online products (.pdf)
  • download
For the public seeking to invest, in regard to deposit guarantee schemes and investor compensation as envisaged in §§ 38 (2), 52 ESAEG (.pdf)
  • download
FAQ's to deposit guarantee schemes and investor compensation (.pdf)
  • download
Annex to § 37a BWG depositor information sheet (.pdf)
  • download
General information on payment services for consumers ZADIG (.pdf)
  • download
Reporting duty for US American Account and custody account holders (FATCA) (.pdf)
  • download
Recommendations conerning Online Banking security (.pdf)
  • download
How to open Anadi Online Savings Account even faster.

You have already activated the Handy-Signatur (Source: A-Trust Gesellschaft für Sicherheitssysteme im elektronischen Datenverkehr GmbH) and identified yourself with the online video legitimization. Perfect.

You are only a stone’s throw away from your Anadi online savings account.
You receive your personal account application forms from us sent to you in your Online Banking. Download the forms and sign them with Handy-Signatur before sending them back to us in Online Banking.

The next step
As soon as we have received your completed application forms and reviewed them, your online savings account is activated. We’ll inform you as soon as your online savings account is good to go.

Do you still have questions? We are pleased to be at your service.

The Customer Care Center is glad to help you at the telephone number +43 (0)50202 0 from Monday to Friday from 8:00 am to 4:30 pm.

Have your details changed?

In case anything has changed in your details, we have prepared an amendment form for you.

All information provided without guarantee, subject to alterations. The provisions of the Framework "Agreement for the Anadi Online-Sparen" and the ""Anadi Bank Conditions for the Anadi Online-Sparen savings account" Last updated: April, 2019.

Download our Online Banking App for free now:
Appstore    Playstore    Windows

FAQ

 
Online-Festgeld
Anadi Online Time Deposit

Capture attractive interest rates with a simple mouse click now.

WebID
Online Video Legitimization

Identify yourself easily, quickly and securely.

Online-Banking
Online Banking

Banking that excites. Simple and innovative. Anadi Online Banking & App